HORACE MANN HAWAII 2023 PARTICIPANT AGREEMENT

RELEASE OF LIABILITY AND ASSUMPTION OF RISK

IN CONSIDERATION OF THE SERVICES OF HAWAII TOURS & ACTIVITIES LLC, THEIR AGENTS, OWNERS, OFFICERS, VOLUNTEERS, PARTICIPANTS, EMPLOYEES, AND ALL OTHER PERSONS OR ENTITIES ACTING IN ANY CAPACITY ON THEIR BEHALF (HEREINAFTER COLLECTIVELY REFERRED TO AS (“HTA”), I HEREBY AGREE TO RELEASE, INDEMNIFY, AND DISCHARGE HTA, ON BEHALF OF MYSELF, MY SPOUSE, MY CHILDREN, MY PARENTS, MY HEIRS, ASSIGNS, PERSONAL REPRESENTATIVE AND ESTATE AS FOLLOWS:

  • 1.I acknowledge that the Horace Mann 2023 package to Hawaii and all excursions and trips during, before and/or after the Horace Mann Itinerary (“Horace Mann 2023”) including tours to Oahu, entail known and unanticipated risks that could result in physical or emotional injury, paralysis, death, or damage to myself, to property, or to third parties. I understand that such risks simply cannot be eliminated without jeopardizing the essential qualities of the Horace Mann 2023.The risks include, but are not limited to: hazards of traveling in estuaries and swamps; travel in remote areas; accident, illness or disease in remote places without medical facilities; the forces of nature; travel by air, boat, automobile, or other means of transportation; tidal conditions and currents; exposure to sun, strong winds, heat, cold, storms and lightening; personal injuries; slips and falls while hiking; and rapidly changing adverse weather conditions. Furthermore, HTA trip leaders, travel guides and organizers have difficult jobs to perform. They seek safety, but they are not infallible. They might be unaware of a participant’s fitness level or abilities. They might misjudge the weather or other environmental conditions. They may give incomplete warnings or instructions, and the equipment being used during the Horace Mann 2023 might malfunction.
  • 2. I EXPRESSLY AGREE AND PROMISE TO ACCEPT AND ASSUME ALL OF THE RISKS EXISTING IN THE HTA TOURS IN WHICH I HAVE ELECTED TO PARTICIPATE. MY PARTICIPATION IN THE HTA EVENTS IS PURELY VOLUNTARY, AND I ELECT TO PARTICIPATE IN SPITE OF THE KNOWN OR UNKNOWN RISKS.
  • 3. I HEREBY VOLUNTARILY RELEASE, FOREVER DISCHARGE, AND AGREE TO INDEMNIFY AND HOLD HARMLESS HTA FROM ANY AND ALL CLAIMS, LOSSES, DAMAGES, INJURIES, LIABILITIES, ACTIONS, CAUSES OF ACTION, DEMANDS, JUDGMENTS, COSTS, EXPENSES OF EVERY KIND AND CHARACTER INCLUDING REASONABLE ATTORNEYS’ FEES, ARISING FROM OR WHICH ARE IN ANY WAY CONNECTED WITH MY PARTICIPATION IN THE HTA TOURS, INCLUDING ANY SUCH CLAIMS WHICH ALLEGE NEGLIGENT ACTS OR OMISSIONS OF HTA. I FURTHER RELEASE HTA FROM RESPONSIBILITY FOR:
    • (I) ANY ACT OR DEFAULT COMMITTED BY IT;
    • (II)ANY INJURY, LOSS, DAMAGE, ACCIDENT, DELAY OR EXPENSE RESULTING FROM THE USE OF ANY VEHICLE, STRIKE, WAR, TERRORISM, WEATHER, SICKNESS, QUARANTINE, GOVERNMENT RESTRICTION OR REGULATION;
    • (III )ANY ACT OR OMISSION BY ANY HOTEL, AIRLINE, BUS, TAXI SERVICE, STEAMSHIP, RAILROAD, RESTAURANT, AND/OR MEETING PLANNERS OR ANY OTHER HABITATS VISITED DURING THE HORACE MANN 2023 PACKAGES; OR
    • (IV) ANY OTHER FINANCIAL OBLIGATION OR LIABILITY, OR DAMAGE OR INJURY TO MYSELF, OR TO MY PROPERTY.
  • 4. I understand that the HTA TOURS involve exercise and/or hiking and that before participating, I should consult my physician. I ASSUME ALL RISK OF INJURY THAT MAY BE SUSTAINED BY ENGAGING IN THE HTA OR BY OTHERS THAT MAY RESULT FROM MY PARTICIPATION AND I AGREE TO ASSUME ALL RISK OF DAMAGE TO PERSONAL PROPERTY I OWN OR IS OWNED BY OTHERS THAT MAY RESULT FROM MY PARTICIPATION IN THE HTA TOURS.
  • 5. I warrant and represent that I am in good health and that I have no special needs or instructions in regard to my physical condition and that I am able to participate in the 2023 HTA TOURS without limitation.
  • 6. SHOULD HTA OR ANYONE ACTING ON THEIR BEHALF BE REQUIRED TO INCUR ATTORNEYS’ FEES AND COSTS TO ENFORCE THIS AGREEMENT, I AGREE TO INDEMNIFY AND HOLD THEM HARMLESS FOR ALL SUCH FEES AND COSTS.
  • 7. I HEREBY WAIVE ANY AND ALL RIGHT TO A TRIAL BY JURY FOR ANY CLAIM MADE IN CONNECTION WITH MY PARTICIPATION IN THE 2023 HTA TOURS.
  • 8. I certify that I have adequate insurance to cover any injury or damage I may cause or suffer while participating, or else I agree to bear the costs of such injury or damage myself. I FURTHER CERTIFY THAT I AM WILLING TO ASSUME THE RISK OF ANY MEDICAL OR PHYSICAL CONDITION I MAY HAVE.
  • 9. I authorize HTA personnel to call medical care for me and to transport the same to a medical facility or hospital if, in the sole opinion of such personnel, medical attention is needed for me . FURTHER, I AGREE TO PAY ANY AND ALL COSTS AND EXPENSES ASSOCIATED WITH ANY SUCH MEDICAL CARE AND/OR RELATED TRANSPORT AND I HEREBY INDEMNIFY AND HOLD HARMLESS HTA OF AND FROM ALL SUCH COSTS.
  • 10. I irrevocably grant HTA permission to use and own the copyright to any photograph, videotape or other likeness of myself while participating in the 2023 HTA TOURS; such material, including publishing my name , may be used in any medium for any purpose whatsoever. I hereby also assign to HTA my right of privacy, including without limitation, rights under Hawaii Civil Code.
  • 11. In the event that I file a lawsuit against HTA, I agree to do so solely in a federal or state court in the State of Hawaii, and I further agree that the substantive law of Hawaii shall apply in that action without regard to the conflict of law rules of that state. I agree that if any portion of this agreement is found to be void or unenforceable, the remaining portions shall remain in full force and effect.
  • 12. This agreement is binding on my estate, heirs, administrators, and assigns. By purchasing this product, I acknowledge that if anyone is hurt or property is damaged during my participation in this activity, I may be found by a court of law to have waived my right to maintain a lawsuit against HTA on the basis of any claim from which I have released them herein. I have had sufficient opportunity to read this entire document. I have read and understand it, and I agree to be bound by its terms.